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LOAN PRODUCTS

Our Loan Programs

With approvals from the three largest issuers of mortgage-backed securities, Fannie Mae, Freddie Mac and Ginnie Mae, InterLinc offers our clients access to a competitive stack of mortgage products across all licensed states. Additionally, we underwrite to AUS, no InterLinc overlays.

Conventional

Underwritten to AUS

• Fannie Mae & Freddie Mac: Underwrite to Agency
• Home Ready & Home Possible
• Freddie Mac HomeOne
• Fannie Mae Refi Now
• Freddie Mac Refi Possible
• Fannie Mae No Fico options for DU Loan Casefiles

Niche/Portfolio

• 100% Financing/No MI
• No max income limit
• No geographical restrictions
• Texas Only

Renovation

• Fannie Mae HomeStyle
• FHA 203(k) Limited
• FHA 203(k) Standard

USDA

• USDA Purchase & Refinance
• Streamline Refinance
• Manufactured Housing Pilot Program

FHA

• FHA Purchase & Refinance
• Streamline Refinance
• High Balance
• HUD REO
• FHA Section 184 (Native American)

VA

• VA Purchase & Refinance
• VA IRRRL
• High Balance

Bond & Specialty Products

• State-Specific Bond Products Available
• City Grant Fund Programs Available
• Bulk Forward Commitments
• Manufactured Homes (Doublewides)
• TX Vet Landboard Community Lending (CRA)

Non-QM

• 12-Month or 24-Month Bank Statement Program (Business or Personal)
• Asset Utilization
• Expanded Credit
• Jumbo up to $3,000,000
• Debt Service Coverage Ratio (DSCR) NOO Only
• Investors with greater than 10 properties
• ITIN (Individual Taxpayer Identification Number)
• Non-Warrantable Condos
• DACA Borrowers

Jumbo

• In-House Underwriting for Jumbo loans up to $1,250,000
• Non-Delegated: Investor underwrite products for loan amounts exceeding $1,250,000

Brokered

• One-Time-Close Construction Loans
• Conforming & Jumbo

EMPLOYEE TESTIMONIALS

See why our crew loves it here.

Hear from our very own about why they choose to make InterLinc their home.

Lisa Shockey

Lisa Shockey

I am proud to work for Interlinc Mortgage. It is easy to do your job when you love where you work….. we have the best team of people to work with daily! Our operations department is hands down the best around – allowing us to always keep our clients and business partners up to date and close on time! When your company helps you provide excellent service and products – the outcome is unmatchable – raving, happy clients and employees!

Bob Schmuckie

Bob Schmuckie

Interlinc is the place to work because it is more than just work, it is a family. What we do is important to people and helps them with one of the largest financial decisions they will make in their lives. To be able to help people with this and provide them with piece of mind is very rewarding in itself, but when you get to do it at a company that believes that its employees are the most important asset and empowers people to make decisions and collaborate to get things done accurately and efficiently, you have a recipe for an outstanding work environment! Interlinc is simply a great company that is made of great people and I am proud to say I am part of it!

Benito Solis

Benito Solis

“ The reason most people fail instead of succeed is the trade what they want most for what they want at the moment” – unknown

Interlinc and I chose each other because our goals whereon the same path, that mixed with Family atmosphere you can’t go wrong.

Art Aguilar

Art Aguilar

A lot of great things about Interlinc, but by far our closing department is the BEST in the business!!!!!!!

Paul Knopf

Paul Knopf

Interlinc has provided me the leadership, roadmap, and operational support that has launched my production to levels I never thought was possible, allowing me to deliver a consistent, exceptional loan process to my clients and referral partners!