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LOAN PRODUCTS

Our Loan Programs

With approvals from the three largest issuers of mortgage-backed securities, Fannie Mae, Freddie Mac and Ginnie Mae, InterLinc offers our clients access to a competitive stack of mortgage products across all licensed states. Additionally, we underwrite to AUS, no InterLinc overlays.

Conventional

Conventional

Underwritten to AUS

• Fannie Mae & Freddie Mac: Underwrite to Agency
• Home Ready & Home Possible
• Freddie Mac HomeOne
• Fannie Mae Refi Now
• Freddie Mac Refi Possible
• Fannie Mae No Fico options for DU Loan Casefiles

Niche/Portfolio

Niche/Portfolio

• 100% Financing/No MI
• No max income limit
• No geographical restrictions
• Texas Only

FHA

FHA

• FHA Purchase & Refinance
• Streamline Refinance
• High Balance
• HUD REO
• FHA Section 184 (Native American)

VA

VA

• VA Purchase & Refinance
• VA IRRRL
• High Balance

Renovation

Renovation

• Fannie Mae HomeStyle
• FHA 203(k) Limited
• FHA 203(k) Standard

USDA

USDA

• USDA Purchase & Refinance
• Streamline Refinance
• Manufactured Housing Pilot Program

Bond & Specialty Products

Bond & Specialty Products

• State-Specific Bond Products Available
• City Grant Fund Programs Available
• Bulk Forward Commitments
• Manufactured Homes (Doublewides)
• TX Vet Landboard Community Lending (CRA)

Non-QM

Non-QM

• 12-Month or 24-Month Bank Statement Program (Business or Personal)
• Asset Utilization
• Expanded Credit
• Jumbo up to $3,000,000
• Debt Service Coverage Ratio (DSCR) NOO Only
• Investors with greater than 10 properties
• ITIN (Individual Taxpayer Identification Number)
• Non-Warrantable Condos
• DACA Borrowers

Jumbo

Jumbo

• In-House Underwriting for Jumbo loans up to $1,250,000
• Non-Delegated: Investor underwrite products for loan amounts exceeding $1,250,000

Brokered

Brokered

• One-Time-Close Construction Loans
• Conforming & Jumbo

EMPLOYEE TESTIMONIALS

See why our crew loves it here.

Hear from our very own about why they choose to make InterLinc their home.

Ebony Crowe

Ebony Crowe

What I love most about working at InterLinc is that everyone is like family. I always tell people when they ask about our company that it’s one big family, whether local or in another state. When I first joined InterLinc in April 2015, I had no mortgage experience whatsoever. I started off handling the intake and uploading of our closing packages in the Post Closing department and now I’m the manager of the Post Closing department. There is always an opportunity to learn and grow here at InterLinc, which is such a blessing. No better place to work!

Paul Knopf

Paul Knopf

InterLinc has provided me the leadership, roadmap, and operational support that has launched my production to levels I never thought was possible, allowing me to deliver a consistent, exceptional loan process to my clients and referral partners!

Lisa Shockey

Lisa Shockey

I am proud to work for InterLinc Mortgage. It's easy to do your job when you love where you work. We have the best team of people to work with daily! Our operations department is hands down the best around—allowing us to always keep our clients and business partners up to date and close on time! When your company helps you provide excellent service and products, the outcome is unmatchable: raving, happy clients and employees!

Stephanie Phelps

Stephanie Phelps

I have worked for InterLinc for over 6 years now, and I feel like I love my job more and more each year. I have learned so much from everyone I work with. I really love that we work together as a team and we learn from each other. I love that every year we have our Annual Rally and are able to see everyone we work with face-to-face. Being a remote employee can sometimes make you feel isolated and not a part of anything, but I feel like this company goes out of its way to make everyone feel included and important. I look forward to many more years with this company.

Bob Schmuckie

Bob Schmuckie

InterLinc is the place to work because it is more than just work, it's family. What we do is important to people and helps them with one of the largest financial decisions they will make in their lives. To be able to help people with this and provide them with piece of mind is very rewarding in itself, but when you get to do it at a company that believes that its employees are the most important asset and empowers people to make decisions and collaborate to get things done accurately and efficiently, you have a recipe for an outstanding work environment! InterLinc is simply a great company that is made of great people and I am proud to say I am part of it!

Brenda Hite

Brenda Hite

I absolutely love the leadership and culture InterLinc provides to the employees. The energy brought to the table by upper management is unmeasurable and carries over to the employees and they know how to incorporate just the right amount of fun. I credit my growth at InterLinc to the excellent support and leadership I receive from senior management. They share with us what we “need” to hear not what we “want” to hear. They care about their employees and this makes all the difference in how an individual feels.

Benito Solis

Benito Solis

“The reason most people fail instead of succeed is the trade what they want most for what they want at the moment.” —Unknown

InterLinc and I chose each other because our goals were on the same path. Mix that with the family atmosphere you can’t go wrong.