LOAN PRODUCTS
Products in Orbit.
With approvals from the three largest issuers of mortgage-backed securities, Fannie Mae, Freddie Mac and Ginnie Mae, InterLinc offers our clients access to a competitive stack of mortgage products across all licensed states.
Conventional
- Fannie Mae & Freddie Mac: Underwrite to Agency
- Home Ready & Home Possible
- Freddie Mac HomeOne
- Fannie Mae Refi Now
- Freddie Mac Refi Possible
- Fannie Mae No Fico options for DU Loan Casefiles
Renovation
- Fannie Mae HomeStyle
- FHA 203(k) Limited
- FHA 203(k) Standard
FHA
- FHA Purchase & Refinance
- Streamline Refinance
- High Balance
- HUD REO
- FHA Section 184 (Native American)
Builder, Bond & Non-Bond
- 25+ State-Specific Government Bond Products Available
- Several city grant fund programs available
Jumbo
- In-House Underwriting for Jumbo loans up to $1,250,000
- Non-Delegated: Investor underwrite products for loan amounts exceeding $1,250,000
USDA
- USDA Purchase & Refinance
- Streamline Refinance
- Manufactured Housing Pilot Program
VA
- VA Purchase & Refinance
- VA IRRRL
- High Balance
Non-QM
- 12-Month or 24-Month Bank Statement Program (Business or Personal)
- Asset Utilization
- Expanded Credit
- Jumbo up to $3,000,000
- Debt Service Coverage Ratio (DSCR) NOO Only
- Investors with greater than 10 properties
- ITIN (Individual Taxpayer Identification Number)
- Non-Warrantable Condos
- DACA Borrowers