LOAN PRODUCTS

Products in Orbit.

With approvals from the three largest issuers of mortgage-backed securities, Fannie Mae, Freddie Mac and Ginnie Mae, InterLinc offers our clients access to a competitive stack of mortgage products across all licensed states.

Conventional

  • Fannie Mae & Freddie Mac: Underwrite to Agency
  • Home Ready & Home Possible
  • Freddie Mac HomeOne
  • Fannie Mae Refi Now
  • Freddie Mac Refi Possible
  • Fannie Mae No Fico options for DU Loan Casefiles

Renovation

  • Fannie Mae HomeStyle
  • FHA 203(k) Limited
  • FHA 203(k) Standard
  • VA Renovation

FHA

  • FHA Purchase & Refinance
  • Streamline Refinance
  • High Balance
  • HUD REO
  • FHA Section 184 (Native American)

Builder, Bond & Non-Bond

  • 25+ State-Specific Government Bond Products Available
  • Several city grant fund programs available

Jumbo

  • In-House Underwriting for Jumbo loans up to $1,200,500
  • Non-Delegated: Investor underwrite products for loan amounts exceeding $1,200,500

USDA

  • USDA Purchase & Refinance
  • Streamline Refinance

VA

  • VA Purchase & Refinance
  • VA IRRRL
  • High Balance

Non-QM

  • 12-Month or 24-Month Bank Statement Program (Business or Personal)
  • Asset Utilization
  • Expanded Credit
  • Jumbo up to $2,000,000
  • Deby Service Coverage Ratio (DSCR) NOO Only
  • Investors with greater than 10 properties
  • ITIN (Individual Taxpayer Identification Number)
  • Non-Warrantable Condos
  • DACA Borrowers